HUD Housing Counselor Certification Practice Exam 2026 – Complete Preparation

The Fair Housing Act designates specific characteristics that are protected against discrimination in housing-related activities. A protected characteristic is defined as an attribute that cannot be used as a basis for discrimination when a person seeks housing.

Disability is one of the protected classes under the Fair Housing Act. This means that individuals with disabilities cannot be discriminated against in terms of housing opportunities, including the sale, rental, or financing of housing. The Act requires housing providers to make reasonable accommodations for persons with disabilities to ensure they have equal access to housing.

On the other hand, while gender identity has gained recognition in various legal contexts regarding discrimination, it is not explicitly recognized as a protected characteristic under the Fair Housing Act. Income level and social status also do not fall under the protected classes defined by the Fair Housing Act, which includes race, color, religion, sex, national origin, disability, and familial status. Therefore, disability stands out as the only correct answer regarding the protected characteristics outlined in the Fair Housing Act.